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Insured Mortgage Brokers Vancouver purchases exceeding 25 year amortizations now require total debt obligations stay under 42 percent gross income after housing expenses and utilities get factored when stress testing affordability. Home buyers shouldn't take out larger mortgages than needed as interest is wasted money and curbs ability to...

Mobile Home Mortgages may help buyers finance affordable factory-made movable dwellings. The CMHC offers a Free Credit Score Canada online mortgage insurance calculator to estimate premium costs. Mortgage qualification rules were tightened during 2016-2018 to cool housing markets and ensure responsible lending. The CMHC provides home mortgage insurance to...